With the rising cost of healthcare across Asia, sometimes one needs a nudge to finally get insurance. Perhaps something happened to someone you know or maybe you just think it's insane to go without. 

Here are our Top 5 Reasons, with detailed answers on each point below. 

1) Protect yourself and family from unforeseen medical expenses

Getting injured & being sick is already bad enough as it is. It’s even worse when you’re 100% responsible for all your medical bills. It’s no secret that medical bills can add up quickly:

• Surgeries & hospitalization expenses

• Expensive tests like MRIs

• On-going doctor visits

• Many physiotherapy sessions

• Treatments for Cancer & other chronic condition

  Even minor surgeries at private hospitals typically go from $2,000-$10,000 USD, depending on the procedure, tests, days spent, room type & required follow-up care. Major surgeries, cancer treatments & other catastrophic treatments can run upwards of $50,000 USD ++.

2) Get quality treatment at international hospitals & clinics throughout Asia

Yes, it’s true, you can find cheap hospitals in Asia that won’t break the bank.  But when you need medical treatments, do you really want to have lower standards and quality?

With private health insurance, get cashless treatment at the best hospitals and clinics throughout Asia, in major markets including:

• Singapore

• Hong Kong

• Japan

• Thailand

• Vietnam

• Malaysia

• And more.

Cashless direct billing in places like:

3) Freedom of Treatment. Choose where you wish to have treatment   

With private international insurance, choose where you have treatments at.  Many country-specific local insurers will only cover in your country of residence. If a treatment, doctor or facility isn’t available locally, that leaves you in a serious bind.  Private health insurance allows you to have treatment freely, anywhere within your coverage area as you please.

Want to go get your annual health check done in Singapore? No problem.

In Bangkok for business & you’re not feeling well?  You have countless options for direct billing at hospitals like Raffles, Bumrungrad & Samitivej (among more)

4) Receive Exclusive Supplemental Benefits

• Pre-existing Condition Coverage
  

• Cashless Direct Billing for Inpatient & Outpatient
  

• 24/7 Customer Support
  

5) General Peace of Mind

There’s something to be said for knowing that in the event something happens, you are protected with private health insurance.  Your medical bills are taken care of, your savings & bank account will thank you.

Not to mention, being a financial burden on your family and friends.

So while it’s last on our this list, general peace of mind is the #1 reason why people get health insurance.